次贷款用英文怎么说

次贷款的英文：
n. subprime mortgage

subprime是什么意思：
n.次贷
Subprime lending（或者Subprime loan），中文可译作“次级贷款”。次级贷款是银行或贷款机构提供给那些不具备资格享受Prime rate（优惠利率）贷款的客户的一种贷款

• After all, sitting and waiting is how we made money from the subprime debacle.
  毕竟，我们如何从次贷崩溃赚钱就是坐着等待。
• So far there has been no sign of mortgage defaults hurting banks, as with the collapse in the“ subprime” lending market in America, which was also fuelled by easy credit.
  虽然这样的市场具有很大的投机性，但是并不像美国的“次优级”拆借市场因随意赊欠而加剧坍塌，目前还没有迹象表明会出现损害银行利益的违约不按期偿还按揭贷款的行为。

mortgage是什么意思：
n. 抵押
v. 抵押

• One that holds a mortgage.
  抵押权人持有一抵押契据或财物的人
• Mortgage Backed Securities
  以房地产抵押作担保的证券
• This is a load secured by mortgage.
  这是一笔以抵押作担保的贷款。
• the trade market of the mortgage is unripe, and the mortgage secondary market of the house is not active
  抵押物交易市场不成熟，住房抵押二级市场不活跃。
• a federally chartered corporation that purchases mortgages.
  受联邦政府特许、出售抵押品的有限公司。